Welcome, neighbor. Foxholm Financial is a fee-only fiduciary advisor serving professionals, families, and retirees in Stone Mountain, GA. Whether you prefer a remote consultation or an in-home visit, we bring independent, conflict-free financial guidance directly to you.
No asset minimums. No commissions. Just transparent, hourly or flat-fee advice designed for analytical professionals who value evidence over intuition.
We Come to You: House Calls in Stone Mountain
Every Strategic Portfolio Review ($900 flat fee) includes an in-person meeting option at a private office near Stone Mountain (such as Atlanta Evergreen Lakeside Resort), at your home, or remotely. We book meeting rooms through Regus, LiquidSpace, and Tagvenue, then work with you to choose a convenient location. You receive a written Investment Policy Statement, portfolio analysis, and personalized contribution strategy.
Learn About Strategic ReviewsSkip the Commute
Your financial plan should be built where you are. Whether you are balancing a busy career or enjoying retirement in Stone Mountain, there is no reason to waste your day driving to a distant office or sitting in a waiting room just to get a portfolio review.
Our Strategic Portfolio Review includes an in-person meeting option: a private meeting room near Stone Mountain (like Atlanta Evergreen Lakeside Resort), your home, video call, phone, or email. We will work with you to choose the format that fits your schedule. Initial consultations are free.
We book private meeting rooms through professional office networks, including Regus, LiquidSpace, and Tagvenue. This means we can secure a quiet, professional space close to you without maintaining a permanent office. The result is lower overhead, which translates directly into lower fees for clients.
This model works well for busy professionals at DeKalb County School District, educators at Stone Mountain High School, and families who value both efficiency and discretion.
Dedicated Meeting Space
Private Boardroom at Atlanta Evergreen Lakeside Resort
4021 Lakeview Drive, Stone Mountain
or your home, video call, or phone
Your financial plan should be built around your life. There is no reason to spend your afternoon in a stuffy waiting room when you could be hiking up the mountain. We bring the portfolio review to you.
Local Expertise
Fiduciary guidance available for DeKalb County families
Fiduciary-Standard Reviews
Comprehensive portfolio analysis with no commissions and no product sales, just independent, conflict-free advice from a registered fiduciary. Our Strategic Portfolio Review includes 401(k) analysis, expense ratio optimization, and a written Investment Policy Statement.
Retirement Income Planning
Lifetime spending analysis (running 500 Monte Carlo simulations via MaxiFi Planner to test your fixed and discretionary costs), combined with tax-efficient withdrawal sequencing designed to help extend the longevity of your savings. Monte Carlo simulations model a range of possible outcomes; actual results may differ from projections.
Commission-Free Bond Buying
Most brokers mark up bond prices. We help you buy direct or use low-cost funds, keeping that yield in your pocket. Our Georgia municipal bond strategies seek to improve tax-efficient income in retirement.
Tax-Smart Account Strategies
Roth conversion analysis, 401(k) rollover guidance, and IRMAA planning designed to help reduce lifetime taxes.
Focused Portfolio Review
Want a professional second opinion on your current portfolio? Our Focused Portfolio Review ($300) provides in-depth feedback on what you own today: analyzing expense ratios, identifying overlap and redundancy, and assessing your asset allocation and risk exposure.
Well-suited for DeKalb County professionals who want fiduciary guidance without a comprehensive review.
Learn About Focused ReviewsCommon Questions from DeKalb County Families
No. We are remote-first. Initial consultations are free and conducted online. Our Strategic Portfolio Review includes an in-person meeting option in the village or at your home.
Yes. We help educators in Stone Mountain navigate their DeKalb County School District pension options. We also serve educators at Stone Mountain High School, families, and retirees across DeKalb County.
The Financial Reality of Living in Stone Mountain
Data-driven context for your financial plan
With property taxes in Stone Mountain averaging $3,570, tax efficiency isn't just a buzzword. It's a necessity. We build plans that account for your specific local cost of living.
Local Tax Burden
8.0%
Sales Tax
$3,570/yr
Est. Property Tax
Based on median home value
Housing Market
$252,000
Median Home Value (ZHVI)
Stone Mountain's large wooded lots offer affordable options for teachers navigating TRS pension decisions. Understanding your pension's value versus lump sum alternatives is particularly important for retirement planning.
Community Investment
$12,800
Per-Student Spending
DeKalb County Schools
Higher spending often correlates with stronger property value retention.
Services
Transparent, fee-only pricing
Strategic Portfolio Review
$900
flat fee
A dual-pillar engagement combining an Investment Policy Statement (equity allocation & bond ladders) with a lifetime retirement spending analysis.
In-person meeting available in Stone Mountain
- MaxiFi lifetime spending simulations (fixed vs. discretionary costs)
- Written Investment Policy Statement (equity & fixed-income mechanics)
- Step-by-step portfolio transition and cost analysis
- 60 minutes live consultation
View Samples: Self-Employed Couple | Retired Widow
Hourly Consulting
$300
/hour
Fiduciary guidance on specific topics. Billed in 15-minute increments.
- Retirement readiness modeling
- Roth conversion analysis
- 401(k) & fixed income allocation
- RSU/stock option planning
The Math: Flat Fee vs. Percentage of Assets
The typical financial advisor charges 0.90% of assets under management (AUM) annually. On a $1.5 million portfolio, that fee is $13,500 every year, regardless of the work performed, and that number grows as your portfolio appreciates.
Foxholm Financial charges a flat $900 for a comprehensive Strategic Portfolio Review. You receive the same deliverables: a written Investment Policy Statement, portfolio analysis, expense ratio audit, and contribution strategy. The difference is structural: our fee reflects the actual work performed, not a perpetual percentage of your wealth. An advice-only model does not include ongoing portfolio management, trade execution, or custodial services, so the comparison depends on the level of service required.
| Fee Model | Year 1 | Year 5 |
|---|---|---|
| 0.90% AUM ($1.5M portfolio) | $13,500 | $67,500 |
| Foxholm Financial (flat fee) | $900 | $4,500 |
AUM estimate assumes a static $1.5M portfolio with no growth. Actual AUM fees increase as portfolio value appreciates. Foxholm Financial estimate assumes one Strategic Portfolio Review per year. An advice-only model does not include ongoing portfolio management, trade execution, or custodial services. Clients who need continuous management may benefit from an AUM relationship. The right model depends on the level of service required.
Serving Stone Mountain and Surrounding Areas
Foxholm Financial provides fee-only fiduciary advice to clients across DeKalb County and the greater Atlanta metro area. Our remote consulting model means you can work with us from anywhere, and our Strategic Portfolio Review can include an in-person meeting at your home or a convenient local location.
Ready to Get Started?
Send an email to discuss your financial situation and determine whether our services may be a good fit.
Serving Stone Mountain, GA and ZIP codes 30083, 30087
Disclaimer: References to employers and businesses on this page are for geographic context only. Foxholm Financial is not affiliated with, endorsed by, or sponsored by any company mentioned.
Financial Reality Data Sources (as of February 2026)
Sales tax rates: Georgia Department of Revenue | Property tax millage rates: GA DOR Property Tax Administration | Median home values: Orchard.com (30-day median sale prices) | Living wage estimates: MIT Living Wage Calculator | School per-pupil spending: Georgia Governor's Office of Student Achievement (GOSA)
Property Tax Calculation: Georgia assesses property at 40% of fair market value. Estimated annual tax = Median Home Value × 40% × (Millage Rate ÷ 1,000). For Stone Mountain: $252,000 × 0.40 × (35.50 ÷ 1,000) = ~$3,570/year.
Data is provided for informational purposes only and may not reflect current values. Property tax estimates use simplified calculations and do not account for all exemptions.