Financial Advice for Georgia STEM Professionals
Fee-only fiduciary planning. Quantitative rigor. No commissions. You keep control.
Why Choose Foxholm Financial?
Quantitative financial planning for Georgia tech professionals, retirees, and analytical minds, with transparent, predictable fee-only pricing.
Systems-Level Planning
Strategic architecture for complex financial situations: retirement income design, tax-efficient withdrawal systems, concentrated stock mitigation, and equity compensation analysis.
Learn MoreTransparent Pricing
Portfolio reviews from $300. Strategic plans for $900. No AUM fees that compound against you over time.
View ServicesYour Independence
We provide the framework; you execute. Your accounts stay in your name, and you retain full control of every decision.
GuidesInstitutional Rigor
We apply quantitative frameworks used in institutional FinTech. Every recommendation is stress-tested and validated with data. Explore our quantitative research to see our methodology.
Our ApproachHow Asset Management Fees Compound
Assets Under Management (AUM) fees grow as your wealth grows, compounding against you over decades.
Starting with $200,000 at age 40? A 0.90% AUM fee could cost you:
For investors comfortable managing their own portfolios, our $900 Strategic Portfolio Review delivers a comprehensive Investment Policy Statement (including specific equity and bond laddering strategies) alongside a lifetime retirement spending analysis, typically identifying cost savings from fund expense ratios, tax inefficiencies, and uncompensated risk, all without ongoing asset-based fees.
Robert Stowe, AAMS®
Owner & Investment Advisor
Robert brings 15+ years of FinTech engineering leadership to client work, with a career building high-scale commerce and transaction platforms. He understands the financial realities of a STEM career: dual-income coordination, multi-account tax-advantaged sequencing, and equity compensation. Foxholm Financial is a small Georgia practice, and Robert handles every engagement personally, from the first message through the final review.
Services
Fee-only financial planning for STEM professionals, retirees, and pre-retirees in Georgia
Strategic Portfolio Review
A dual-pillar engagement: a MaxiFi-powered lifetime spending analysis to test your fixed and discretionary costs, plus a comprehensive Investment Policy Statement (equity allocation & bond ladders). $900 flat fee.
View Samples: Self-Employed Couple | Retired Widow
Focused Portfolio Review
Professional second opinion on your current holdings with expense and allocation analysis. $300 flat fee.
View Samples: Mid-Career Couple | Tech Executive
Hourly Consulting
Project-based consulting for retirement readiness, multi-year tax planning, college funding, and equity compensation. $300/hour.
Retirement & Investment Planning Starting at $300
Get a professional portfolio review, multi-year tax modeling, or investment policy statement. Pay once for what you need, not 1% of your portfolio every year. No AUM fees that grow as your wealth grows. No minimums. No long-term commitments.
Popular Guides
Free, in-depth guides on the questions Georgia professionals ask most
Georgia 529 Plan Guide
How Georgia's Path2College 529 Plan works, the state tax deduction for GA families, and SECURE 2.0 Roth rollovers.
Georgia Municipal Bonds
A tax-free income strategy using Georgia municipal bonds for residents in higher tax brackets, including GA muni bond funds.
401(k) Rollover Guide
401(k) rollover rules and requirements: direct vs indirect rollovers, the 60-day deadline, and rollover IRA vs staying in plan.
Ready to Get Started?
Send a message to start a direct conversation about your situation, or learn more about working with a fee-only advisor and how our flat-fee services can help you achieve your goals.
Who We Are
A Fee-Only Financial Advisor in Georgia
Foxholm Financial serves retirees, pre-retirees, STEM professionals, and analytical thinkers throughout Georgia who value evidence over intuition. Core expertise includes retirement income planning, tax-efficient portfolio construction, and equity compensation analysis.
Fiduciary Standard
We work for you, not a brokerage, a bank, or an insurance company. No commissions. No product sales. Our fee-only model is designed to minimize conflicts of interest. When we recommend something, the reason is that we believe it benefits you.
Quantitative Approach
An engineering mindset applied to financial planning: structured analysis, evidence-based decisions, and systematic discipline. We utilize frameworks like Monte Carlo simulations and risk-adjusted return metrics to take emotion out of the process and support disciplined, evidence-based judgment.
Transparent Pricing
$300/hour. All services billed in 15-minute increments. No AUM fees. No hidden costs.
Georgia Focus
Atlanta metro and statewide. Virtual consultations and in-person house calls available across the service area, including evenings and weekends, so meetings fit your schedule rather than ours.
You Keep Control
Your accounts stay in your name at your chosen custodian. We provide guidance and recommendations; you decide what to implement. No transfers, no custody, no surrendering access.
Why Clients Choose Us
- Georgia-Based Financial Planning Firm
- AAMS® Certified Advisor
- Data-Driven Analysis & Planning
- Retirement Income Planning
- Fee-Only Fiduciary Model
- No Asset Minimums Required
Disclaimer
*Fee Impact Chart: This hypothetical illustration is for educational purposes only and does not represent actual client performance or predict future results. The simulation assumes a $200,000 initial investment, $850 monthly contributions during the Working phase (Years 1-20), and $4,000 monthly withdrawals with 2.5% annual COLA during the Retirement phase (Years 21-30). The chart assumes a constant 7.00% annualized gross return. The AUM model applies a 0.90% annual advisory fee. The projected "Impact of Asset Management Fees" represents both the actual advisory fees paid and the lost compounded growth on those deducted funds over the 30-year period. Calculations exclude taxes and underlying mutual fund or ETF expense ratios, which would apply equally to both fee models and lower overall returns. Investing involves risk, including the potential loss of principal.