If you live or work in Sandy Springs, Foxholm Financial brings fee-only fiduciary planning to you. We help UPS employees, families near Holy Innocents' Episcopal School, and retirees across Fulton County plan with independent, evidence-based guidance.
Transparent hourly or flat-fee advice, with no commissions and no asset minimums. We build plans around Fulton County realities, including a sales tax of 7.75% and the Fulton County Schools system.
Sandy Springs Spotlight
What we see most often with Sandy Springs clients
Sandy Springs hosts major corporate employers like UPS, where senior staff often have access to nonqualified deferred compensation. These plans can defer taxes but carry their own election rules and credit risk tied to the employer. Foxholm Financial helps Sandy Springs executives weigh deferral elections, distribution timing, and how the plan interacts with the rest of their retirement picture.
We Come to You: House Calls in Sandy Springs
We bring the meeting to Sandy Springs. A Strategic Portfolio Review can include an in-person visit at your home, with no commute required.
Learn About Strategic ReviewsSkip the Commute
Your time is better spent on your priorities than on the 400 commute. We bring fiduciary planning to Sandy Springs residents by video, phone, or an in-person meeting nearby.
Our Strategic Portfolio Review includes an in-person meeting option: a private meeting room near Sandy Springs (like Roam Dunwoody), your home, video call, phone, or email. We will work with you to choose the format that fits your schedule. Initial consultations are free.
We book private meeting rooms through professional office networks, including Regus, LiquidSpace, and Tagvenue. This means we can secure a quiet, professional space near Sandy Springs without maintaining a permanent office. The result is lower overhead, which translates directly into lower fees for clients.
This model works well for busy professionals at UPS, educators at Holy Innocents' Episcopal School, and families who value both efficiency and discretion.
Dedicated Meeting Space
Private Office at Roam Dunwoody
LiquidSpace, 1155 Mount Vernon Highway NE, Suite 800, Atlanta
or your home, video call, or phone
Good planning should give you time back. Picture fewer hours on financial admin and more enjoying the river at Morgan Falls Overlook Park.
Local Expertise
Fiduciary guidance available for Fulton County families
Many Sandy Springs households we work with are weighing corporate executive deferred compensation, often while balancing demanding careers at employers like UPS. The areas below are where fee-only, conflict-free advice tends to matter most for Fulton County families.
Fiduciary-Standard Reviews
Comprehensive portfolio analysis with no commissions and no product sales, just independent, conflict-free advice from a registered fiduciary. Our Strategic Portfolio Review includes 401(k) analysis, expense ratio optimization, and a written Investment Policy Statement.
Retirement Income Planning
Lifetime spending analysis (running 500 Monte Carlo simulations via MaxiFi Planner to test your fixed and discretionary costs), combined with tax-efficient withdrawal sequencing designed to help extend the longevity of your savings. Monte Carlo simulations model a range of possible outcomes; actual results may differ from projections.
Commission-Free Bond Buying
Most brokers mark up bond prices. We help you buy direct or use low-cost funds, keeping that yield in your pocket. Our Georgia municipal bond strategies seek to improve tax-efficient income in retirement.
Tax-Smart Account Strategies
Roth conversion analysis, 401(k) rollover guidance, and IRMAA planning designed to help reduce lifetime taxes.
Focused Portfolio Review
Want a professional second opinion on your current portfolio? Our Focused Portfolio Review ($300) provides in-depth feedback on what you own today: analyzing expense ratios, identifying overlap and redundancy, and assessing your asset allocation and risk exposure.
Well-suited for Fulton County professionals who want fiduciary guidance without a comprehensive review.
Learn About Focused ReviewsCommon Questions from Fulton County Families
No. We are remote-first. Initial consultations are free and conducted online. Our Strategic Portfolio Review includes an in-person meeting option at City Springs or your home.
Yes. We can help executives at UPS HQ understand their benefit plans. We also serve educators at Holy Innocents' Episcopal School, families, and retirees across Fulton County.
Yes. With a median home value near $654,000 and a sales tax of 7.75%, Fulton County costs shape how much you need to save and spend. We use your actual local numbers rather than statewide averages, so the plan reflects your situation.
Yes, that is one of the more frequent topics for Sandy Springs households. We work through it as part of a flat-fee Strategic Portfolio Review or hourly consulting, and we explain the trade-offs rather than sell a product. Advice is fee-only and conflict-free.
The Financial Reality of Living in Sandy Springs
Data-driven context for your financial plan
With property taxes in Sandy Springs averaging $7,980, tax efficiency isn't just a buzzword. It's a necessity. We build plans that account for your specific local cost of living.
Local Tax Burden
7.75%
Sales Tax
$7,980/yr
Est. Property Tax
Based on median home value
Housing Market
$654,000
Median Home Value (ZHVI)
Known locally for spacious suburban estates.
Sandy Springs's spacious suburban estates attract executives with deferred compensation plans. Coordinating NQDC distributions with Social Security timing can optimize your lifetime retirement income.
Community Investment
$13,200
Per-Student Spending
Fulton County Schools
Higher spending often correlates with stronger property value retention.
Services
Transparent, fee-only pricing
Strategic Portfolio Review
$900
flat fee
A dual-pillar engagement combining an Investment Policy Statement (equity allocation & bond ladders) with a lifetime retirement spending analysis.
In-person meeting available in Sandy Springs
- MaxiFi lifetime spending simulations (fixed vs. discretionary costs)
- Written Investment Policy Statement (equity & fixed-income mechanics)
- Step-by-step portfolio transition and cost analysis
- 60 minutes live consultation
View Samples: Self-Employed Couple | Retired Widow
Hourly Consulting
$300
/hour
Fiduciary guidance on specific topics. Billed in 15-minute increments.
- Retirement readiness modeling
- Roth conversion analysis
- 401(k) & fixed income allocation
- RSU/stock option planning
The Math: Flat Fee vs. Percentage of Assets
The typical financial advisor charges 0.90% of assets under management (AUM) annually. On a $1.5 million portfolio, that fee is $13,500 every year, regardless of the work performed, and that number grows as your portfolio appreciates.
Foxholm Financial charges a flat $900 for a comprehensive Strategic Portfolio Review. You receive the same deliverables: a written Investment Policy Statement, portfolio analysis, expense ratio audit, and contribution strategy. The difference is structural: our fee reflects the actual work performed, not a perpetual percentage of your wealth. An advice-only model does not include ongoing portfolio management, trade execution, or custodial services, so the comparison depends on the level of service required.
| Fee Model | Year 1 | Year 5 |
|---|---|---|
| 0.90% AUM ($1.5M portfolio) | $13,500 | $67,500 |
| Foxholm Financial (flat fee) | $900 | $4,500 |
AUM estimate assumes a static $1.5M portfolio with no growth. Actual AUM fees increase as portfolio value appreciates. Foxholm Financial estimate assumes one Strategic Portfolio Review per year. An advice-only model does not include ongoing portfolio management, trade execution, or custodial services. Clients who need continuous management may benefit from an AUM relationship. The right model depends on the level of service required.
Serving Sandy Springs and Surrounding Areas
From Sandy Springs to the rest of Fulton County, we provide fee-only fiduciary advice by video, phone, or in person. Initial consultations are free.
Ready to Get Started?
Send an email to discuss your financial situation and determine whether our services may be a good fit.
Serving Sandy Springs, GA and ZIP codes 30328, 30350
Disclaimer: References to employers and businesses on this page are for geographic context only. Foxholm Financial is not affiliated with, endorsed by, or sponsored by any company mentioned.
Financial Reality Data Sources (as of February 2026)
Sales tax rates: Georgia Department of Revenue | Property tax millage rates: GA DOR Property Tax Administration | Median home values: Orchard.com (30-day median sale prices) | Living wage estimates: MIT Living Wage Calculator | School per-pupil spending: Georgia Governor's Office of Student Achievement (GOSA)
Property Tax Calculation: Georgia assesses property at 40% of fair market value. Estimated annual tax = Median Home Value × 40% × (Millage Rate ÷ 1,000). For Sandy Springs: $654,000 × 0.40 × (35.38 ÷ 1,000) = ~$7,980/year.
Data is provided for informational purposes only and may not reflect current values. Property tax estimates use simplified calculations and do not account for all exemptions.