Welcome, neighbor. Foxholm Financial is a fee-only fiduciary advisor for Berkeley Lake professionals, families, and retirees. Whether you prefer a remote consultation or an in-person meeting in Gwinnett County, we deliver transparent, conflict-free guidance.
Honest, evidence-based advice for analytical minds, billed hourly or as a flat fee. We factor in Berkeley Lake specifics, from a median home value near $495,000 to the Peachtree Industrial commute.
We Come to You: House Calls in Berkeley Lake
Skip the Peachtree Industrial drive. For Berkeley Lake households, we offer in-home meetings alongside video and phone options.
Learn About Strategic ReviewsSkip the Commute
Financial advice should come to you, not the other way around. Whether you are commuting on Peachtree Industrial or settling into retirement in Berkeley Lake, we make meeting simple.
Our Strategic Portfolio Review includes an in-person meeting option: a private meeting room near Berkeley Lake (like 5051 Peachtree Corners Circle), your home, video call, phone, or email. We will work with you to choose the format that fits your schedule. Initial consultations are free.
We book private meeting rooms through professional office networks, including Regus, LiquidSpace, and Tagvenue. This means we can secure a quiet, professional space near Berkeley Lake without maintaining a permanent office. The result is lower overhead, which translates directly into lower fees for clients.
This model works well for busy professionals at Northside Hospital Duluth, educators at Peachtree Ridge High School, and families who value both efficiency and discretion.
Dedicated Meeting Space
Private Office at 5051 Peachtree Corners Circle
Regus, 5051 Peachtree Corners Circle, Suite 200, Norcross
or your home, video call, or phone
Life in Berkeley Lake is for more than paperwork. We streamline the financial details so you can get back to relaxing by the water.
Local Expertise
Fiduciary guidance available for Gwinnett County families
Many Berkeley Lake households we work with are weighing wealth preservation and legacy, often while balancing demanding careers at employers like Northside Hospital Duluth. The areas below are where fee-only, conflict-free advice tends to matter most for Gwinnett County families.
Fiduciary-Standard Reviews
Comprehensive portfolio analysis with no commissions and no product sales, just independent, conflict-free advice from a registered fiduciary. Our Strategic Portfolio Review includes 401(k) analysis, expense ratio optimization, and a written Investment Policy Statement.
Retirement Income Planning
Lifetime spending analysis (running 500 Monte Carlo simulations via MaxiFi Planner to test your fixed and discretionary costs), combined with tax-efficient withdrawal sequencing designed to help extend the longevity of your savings. Monte Carlo simulations model a range of possible outcomes; actual results may differ from projections.
Commission-Free Bond Buying
Most brokers mark up bond prices. We help you buy direct or use low-cost funds, keeping that yield in your pocket. Our Georgia municipal bond strategies seek to improve tax-efficient income in retirement.
Tax-Smart Account Strategies
Roth conversion analysis, 401(k) rollover guidance, and IRMAA planning designed to help reduce lifetime taxes.
Focused Portfolio Review
Want a professional second opinion on your current portfolio? Our Focused Portfolio Review ($300) provides in-depth feedback on what you own today: analyzing expense ratios, identifying overlap and redundancy, and assessing your asset allocation and risk exposure.
Well-suited for Gwinnett County professionals who want fiduciary guidance without a comprehensive review.
Learn About Focused ReviewsCommon Questions from Gwinnett County Families
No. We are remote-first. Initial consultations are free and conducted online. Our Strategic Portfolio Review includes an in-person meeting option by the lake or at your home.
Yes. We serve professionals and retirees in Berkeley Lake. We also serve educators at Peachtree Ridge High School, families, and retirees across Gwinnett County.
A median home value near $495,000 affects property taxes, downsizing decisions, and how much home equity factors into your plan. We help Gwinnett County households weigh those trade-offs alongside their retirement income needs.
Most engagements start with a free initial consultation, then move to either a flat-fee Strategic Portfolio Review or hourly consulting. We often begin with wealth preservation and legacy, then broaden to retirement income, taxes, and portfolio review. There are no commissions and no asset minimums.
The Financial Reality of Living in Berkeley Lake
Data-driven context for your financial plan
With property taxes in Berkeley Lake averaging $7,070, tax efficiency isn't just a buzzword. It's a necessity. We build plans that account for your specific local cost of living.
Local Tax Burden
6.0%
Sales Tax
$7,070/yr
Est. Property Tax
Based on median home value
Housing Market
$495,000
Median Home Value (ZHVI)
Known locally for exclusive lakeside custom homes.
Berkeley Lake's exclusive lakeside custom homes attract professionals and retirees focused on wealth preservation. Balancing growth with capital preservation becomes increasingly important as retirement approaches.
Community Investment
$11,500
Per-Student Spending
Gwinnett County Schools
Higher spending often correlates with stronger property value retention.
Services
Transparent, fee-only pricing
Strategic Portfolio Review
$900
flat fee
A dual-pillar engagement combining an Investment Policy Statement (equity allocation & bond ladders) with a lifetime retirement spending analysis.
In-person meeting available in Berkeley Lake
- MaxiFi lifetime spending simulations (fixed vs. discretionary costs)
- Written Investment Policy Statement (equity & fixed-income mechanics)
- Step-by-step portfolio transition and cost analysis
- 60 minutes live consultation
View Samples: Self-Employed Couple | Retired Widow
Hourly Consulting
$300
/hour
Fiduciary guidance on specific topics. Billed in 15-minute increments.
- Retirement readiness modeling
- Roth conversion analysis
- 401(k) & fixed income allocation
- RSU/stock option planning
The Math: Flat Fee vs. Percentage of Assets
The typical financial advisor charges 0.90% of assets under management (AUM) annually. On a $1.5 million portfolio, that fee is $13,500 every year, regardless of the work performed, and that number grows as your portfolio appreciates.
Foxholm Financial charges a flat $900 for a comprehensive Strategic Portfolio Review. You receive the same deliverables: a written Investment Policy Statement, portfolio analysis, expense ratio audit, and contribution strategy. The difference is structural: our fee reflects the actual work performed, not a perpetual percentage of your wealth. An advice-only model does not include ongoing portfolio management, trade execution, or custodial services, so the comparison depends on the level of service required.
| Fee Model | Year 1 | Year 5 |
|---|---|---|
| 0.90% AUM ($1.5M portfolio) | $13,500 | $67,500 |
| Foxholm Financial (flat fee) | $900 | $4,500 |
AUM estimate assumes a static $1.5M portfolio with no growth. Actual AUM fees increase as portfolio value appreciates. Foxholm Financial estimate assumes one Strategic Portfolio Review per year. An advice-only model does not include ongoing portfolio management, trade execution, or custodial services. Clients who need continuous management may benefit from an AUM relationship. The right model depends on the level of service required.
Serving Berkeley Lake and Surrounding Areas
Based in metro Atlanta, Foxholm Financial supports Berkeley Lake and neighboring Gwinnett County areas with independent, conflict-free planning.
Ready to Get Started?
Send an email to discuss your financial situation and determine whether our services may be a good fit.
Serving Berkeley Lake, GA and ZIP codes 30096
Disclaimer: References to employers and businesses on this page are for geographic context only. Foxholm Financial is not affiliated with, endorsed by, or sponsored by any company mentioned.
Financial Reality Data Sources (as of February 2026)
Sales tax rates: Georgia Department of Revenue | Property tax millage rates: GA DOR Property Tax Administration | Median home values: Orchard.com (30-day median sale prices) | Living wage estimates: MIT Living Wage Calculator | School per-pupil spending: Georgia Governor's Office of Student Achievement (GOSA)
Property Tax Calculation: Georgia assesses property at 40% of fair market value. Estimated annual tax = Median Home Value × 40% × (Millage Rate ÷ 1,000). For Berkeley Lake: $495,000 × 0.40 × (35.69 ÷ 1,000) = ~$7,070/year.
Data is provided for informational purposes only and may not reflect current values. Property tax estimates use simplified calculations and do not account for all exemptions.