Evidence-based approaches to portfolio construction and risk management. Our guides explain both the mechanics and the strategic considerations behind different investment approaches.

Active vs Passive Investing

Evidence on active management performance, index fund advantages, and when active management might be appropriate. Data-driven analysis of the great investment debate.

Buffered ETFs Guide

How buffered ETFs protect against market losses while maintaining upside potential. Defined outcome investing for capital preservation.

Buffered Portfolio Model

Model portfolio using buffered ETFs for systematic downside protection. Quantitative approach to balancing growth and capital preservation.

Low-Cost Core ETFs

Build a low-cost ETF portfolio core. Compare expense ratios, tracking error, and tax efficiency for cost-effective diversification.

Total Market vs S&P 500

Compare total market index funds (VTI) vs S&P 500 funds (VOO). Performance, diversification, and cost analysis for passive investors.

Lump Sum vs Dollar Cost Averaging

Should you invest a lump sum or dollar cost average? Data-driven comparison to help make informed timing decisions.

Protective Put Strategies

Use protective puts to hedge portfolio risk. Options strategies for downside protection on concentrated stock positions.

Tax-Loss Harvesting

Using investment losses to offset gains and reduce your tax bill.

Roth Conversion Guide

Tax-efficient strategies for converting traditional retirement assets to Roth.

Withdrawal Strategy

Tax-efficient sequencing of retirement account withdrawals.